Stamp Duty (SDLT) calculator
Residential rates for England & Northern Ireland from 1 April 2025.
£
Stamp Duty payable
£12,500
Effective rate 2.78%
| Band | Rate | Tax |
|---|---|---|
| £0 – £125,000 | 0% | £0 |
| £125,000 – £250,000 | 2% | £2,500 |
| £250,000 – £925,000 | 5% | £10,000 |
How this works
- Standard rates: 0% to £125k, 2% to £250k, 5% to £925k, 10% to £1.5m, 12% above.
- First-time buyer relief: 0% to £300k, 5% £300k–£500k. No relief above £500k.
- Additional property (buy-to-let / second home): 5 percentage points on top of every band.
- Non-UK resident surcharge: +2% on every band.
- SDLT return must be filed within 14 days of completion. Wales uses LTT, Scotland uses LBTT — different rates apply.
Estimates only. Confirm with your solicitor before completion.
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